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Just think, when we are looking for a new doctor, lawyer or accountant we usually look to friends or family members to recommend someone that they know and trust, many times we look to see if the doctor is in our insurance program.  When we are shopping for a mortgage it is important to compare one lender to another.  The most effective way to compare is by a personal visit to their office.  We must compare an apple to an apple.  What does this mean?  We must compare the same product, i.e. conventional 30 year fixed rate to a conventional 30 year fixed rate.  Not a conventional loan to an FHA loan or NOT a fixed rate to an adjustable rate mortgage.  Do they have credentials such as degrees, awards, certifications, memberships to organizations, etc..?  Are they willing to spend time with you to explain their products?  Can they provide you with references?  Are they willing to give you a "Good Faith Estimate"? These are the obvious questions.

My husband, Morgan Aponte and myself are licensed Mortgage Brokers as well as Real Estate Agents,  I Work exclusively Real Estate and Morgan has been helping clients refinance or get new mortgages for many years.  If you are looking for a new mortgage and would like to comparison Shop he will be glad to meet with you to see what is the best mortgage solution for you.  Just give him a call at 813-380-3277 or e mail him at morapont@msn.com.

If you would like a Free Mortgage Comparison Shopping Worksheet,  e mail me at lauraapont@aol.com or call me at 813-451-0239

Laura Sanchez, P.A. G.R.I.